INTRODUCTION
ICB Group is proud to be present in Zambia and it brings the expertise of the ICB Group in the emerging markets to Zambia. ICB Zambia is located in the State of the Art building at the corner of Great North-Washama Roads (very close to Cairo Road after ZRA) with ample parking space.
ICB Zambia is a licensed commercial bank offering full range of services to all sections of the Zambian Society. We have products for the Individual, SME segment, NGOs, Corporates, Parastatals, Clubs, Associations, Trusts etc.
Our product range includes Savings Accounts, Current accounts, Fixed and Call deposits, Foreign Currency deposit accounts, full range of remittances and forex services.
We also offer working capital overdrafts, short and medium term loans, letters of credit, bank guarantees, project finance and customised financial solutions.
The product features are listed below. We are very sure that you will find our products and services very attractive.
Please contact us at +260211 368700 or email to enquiry@icb-zambia.com
For Individuals
SUNGAPO SAVINGS ACCOUNT
Sungapo is designed with you in mind.
To give you an ideal savings account with low opening balance, no minimum balance stipulation, no charges for not maintaining minimum balance.
What you get is a total relaxed banking experience which ensures that your banking cost is kept to the minimum. Come and open an account and discover the ICB way of saying "Welcome Zambians" to a different banking experience.
- Account opening amount of K25,000
- No minimum balance to be maintained
- No minimum balance charges
- Free ATM card
- Free balance inquiry at the counters
- Quarterly statements
- Monthly maintenance fees of K5,000
SMART SAVERS ACCOUNT
Smart Savers is designed to give you the freedom of issuing cheques and also operating the account at the ATM and Teller counters. It comes with monthly statements, higher rates of interest, and three free withdrawals over the counter.
- Minimum balance of K100,000 to be maintained
- Three free withdrawals over the counter per month
- Free monthly statement
- Cheque book facility
- Free ATM card
- Free balance inquiry at the counter
- Attractive interest rates
- Monthly maintenance fee K10,000
For Business and other Segments
CURRENT ACCOUNTS
ICB Zambia has designed the business (current) accounts to give you a wide range of services at a very affordable cost. We have products for each segment designed for your specific needs.
ICB-SME ACCOUNT
- Low minimum balance at K500,000
- Free withdrawals over the counter per month
- Free cash deposits up to daily limits
- Free balance inquiry over the counter
- Free monthly statement
- Cheque book facility
- Low monthly maintenance fees K25,000
- Foreign exchange services at attractive rates
- Bankers Cheque available
CORPORATE ACCOUNT
- Low minimum balance at K2,000,000
- Free withdrawals over the counter per month
- Free weekly / fortnightly statements
- Higher daily limits for free cash deposit facility
- Salary processing at attractive rates
- Cheque book facility
- Monthly maintenance fee low at K50,000
- Foreign exchange services at attractive rates
- Bankers Cheque available
ICB-NGO ACCOUNT
Ideal product for NGOs, Churches, Associations, Clubs, Societies, Trusts and other non profit organisations:
- No Account opening balance
- No minimum balance to be maintained
- Only K40,000 account maintenance fees per month
- No cash deposit fee
- Free counter cheques-cash withdrawals
- Cheque book facility
- Monthly statements absolutely free
- Free inward remittances
- Free salary processing
ICB-DOLLAR ACCOUNT
- Minimum balance of USD 250 to be maintained
- No cash deposit fee
- Cheque book facility
- Free Monthly statements
- Attractive remittance facilities
- Monthly maintenance fees of USD 5
ICB- RAND ACCOUNT
- Minimum balance of ZAR 5000 to be maintained
- No cash deposit fee
- Cheque book facility
- Free Monthly statements
- Attractive remittance facilities
- Monthly maintenance fees of ZAR 50
We also offer deposit accounts in Pound Sterling and Euros with Cheque Book facility.
FIXED DEPOSIT ACCOUNTS
- Choose flexible periods of deposit to suit your needs
- We offer 14, 30, 60, 90, 180, 270, 365 days and 2 year deposits
- Attractive interest rates
- Auto renewal option
- Loan facility available at the discretion of the Bank
CALL DEPOSIT ACCOUNTS
- Attractive short term deposits
- Choose from 1 day, 3 days and 7 days options
- Attractive interest rates
- Auto renewal option
OTHER PRODUCTS AND SERVICES:
- Short and Medium Term Overdrafts for business purposes
- Short and Medium Term Loans for expanding business, forward and backward integrations etc
- Project Finance for new ventures
- Trade Finance - Letters of Credit and Bank Guarantee facilities
- Remittances: Attractive range of remittance products in US Dollars, South African Rand, Euro, Pound Sterling, Indian Rupee
- Salary backed Loans
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